Next month I have to renew my car insurance and even though I am a middle aged woman living in a small town with a low crime rate I am expecting a big rise in the cost. Of course I will shop around as there seems to be no reward for loyalty with most motor insurance companies. The last time I told my insurance company I had moved house they tried to levy a huge extra premium, and they could not explain why. I have been with the same insurer for two years but I am likely to change for 2011.

An Antipodean friend of mine uses Car Insurance Australia, and she has been very happy with The Buzz, her current insurer.They offer agreed value insurance, meaning you can choose the value you want to insure your car for.  This can give you a considerable saving on your premium, so look out for this when you buy car onsurance.

The Mulberry Petticoat Dress is Perfect for Summer

This dress is great for most shapes, with its flattering flared skirt  and gathered drop waist, with visible zip detailing at the back. The feminine ruching on the bodice is balanced by sexy see-through panels of self print in Mulberry’s Trippy Tiger design.  At £608, the Mulberry Petticoat dress is a value buy for this season – grab it now in white or black.

Special notice for anyone who loves House of Fraser. You can shop your favourite fashion brands and get £5 off a spend of £25 or more. This
£5 off at House of Fraser deal is valid until 20 Feb, so hurry. Enter LFW11 at checkout to get the voucher code deducted from your bill.

Just in case you need a useful law address for your little black book – you should have a look at this firm – O’Hanlon, McCollom & Demerath – Personal Injury Lawyers – 808 West Avenue, Austin, TX. 78701 – 512-494-9949. This is an Austin Personal Injury Lawyer dedicated to giving a quality legal representation service to all its clients. They deal with a wide range of cases including help for accident injury victims in the whole state. Their wide ranging experience in that area means they are equipped to give you high quality expert advice promptly and efficiently. These are the kind of people to approach with your legal problems.

Here is an idea for an investment that could help your budget keep up with handbag prices – if you have a little spare cash, you could think about whether to buy gold coins as a future hedge. Unless you have been hiding under a stone for the past two years you will be well aware that the price of gold has risen way beyond the rise in inflation (or deflation) in stark contrast to the value of many fixed assets like property.

Not only do gold coins make an attractive gift, they are likely to appreciate in value in much the same way as an unused Hermes Birkin would do. You can buy a gold coin at the moment for around $1000, which is actually well below the price of a Birkin. But given the recent rises in value of these coins, in a couple of years that coin could be worth a lot mpore than the same sum invested into handbags – so that Birkin could eventually be yours, with a little canny purchasing in the current markets.

If you have not discovered the fab clothes at AllSaints of Spitalfields, then you are missing out on a wealth of amazing design. I will be featuring a lot of the stuff I discovered over the next few weeks, but there is also a great range of handbags. have a look at the soft leather Editha bag, pictured here. And if you buy it this week you can get 25 per cent off, bringing the price down to £187.50.
But don’t hang around – the site was overloaded yesterday as thousands of desperate women tried to get their fix of the bargains on offer.